Ask people who don’t travel why they don’t, and one of the main reasons you’ll hear is financing. They simply don’t have the money to do it. While you shouldn’t go into debt to cover your finances, you should’t avoid travel forever if can. Travel can enrich your life, broaden your understanding of the world, and provide you with much needed rest. It can also provide you with lasting memories that you will value for the rest of your life.

Hussain al Nowais says that he understands where you are. He was a college student who basically lived off ramen throughout his four years in school, but he still made a yearly effort to put enough in the bank to travel at least once every year. If you want to travel, but find that you just don’t have the money to do it, here are a few tips from Hussain al Nowais that you might be able to use.

Enroll in a Vacation Savings Program: If you don’t have the money you can’t save it, right? Hussain al Nowais says you should consider enrolling in a vacation savings program that you can find a variety of banks and credit unions across the country. Basically the program allows you to automate transfers to an account that will be locked until an agreed upon date – usually a year. After the year or other set time, you can use that money for any major expense, including a vacation.

Consider How You’re Spending Your Money: Use a program like Mint to track your spending to see where you’re money is going. If you find that you are spending too much money on discretionary expenses, you’ll have the chance to makes the necessary changes to save more. When you start practicing a healthy budget techniques, you can start putting more away to use for a vacation.

Look for Travel Deals: You have probably seen William Shatner in those PriceLine commercials talking about how you can set your own prices. This is just one of many platforms that offer discount travel promotions. You may also want to consider going to a place at off-peak times or going to less traveled places where it may be more affordable to travel. Hussain al Nowais says you’ll be amazed by things you might find.

If you are planning on traveling to Dubai for business or want to see the Middle East for the very first time, Hussain al Nowais congratulates you on your endeavor. Dubai is a beautiful place to visit and has emerged as one of the most business-friendly environments in the world. If you have never been to Dubai before, Hussain al Nowais says you are in for an amazing trip.

However, Hussain al Nowais would also say that you’ll be in for a bit of culture shock if you have not researched Dubai or asked around. The Telegraph recently posted an article in its publication where it discussed some things tourists should know so they don’t break the rules, offend the locals, or impede on their vacation in any way. Hussain al Nowais lists some of those no-no’s below.

Cross Dressing: Even if your country has very lax rules regarding cross dressing, the Telegraph says that you could get in trouble if you try to do it in Dubai. You could go to jail, which would likely disrupt your vacation or business trip.

Writing a Check that Bounces: You might want to balance your checkbook before you head to Dubai. Although bouncing a check in the United States or Canada might not necessarily be a big deal besides you losing your pride, it is a very big deal in Dubai. Locals have cautioned that the rules have softened but it is still a crime you’ll want to avoid if you can.

Being Drunk: Hussain al Nowais wants you to know that you can drink in your private residence if you are non-Muslim resident. And there are establishments in Dubai that sell alcohol. The issue really becomes a problem if you are drunk in public. The best way to avoid being arrested for public drunkenness is by not drinking at all. There are so many things you can do in Dubai, you check out Dubai with a clear head if you can.

Hussain al Nowais wants you to understand that traveling by air is very safe. You much more likely to die in a car crash than you would in an airplane crash. Airplane crashes are extremely rare as the airlines wouldn’t be in business if they didn’t prioritize safety.

But Hussain al Nowais also understands that flying in an airplane can be stressful even if you know it’s safe. Sure, airplane flights are safe, but what if your flight is the one that goes down? If you are prone to anxiety and have to take a flight, Hussain al Nowais says you should try the following things:

Distract Yourself: If you don’t have to think about the flight, you’ll be less likely to start panicking. Before you go to the airport, you should make sure you have brought some form of entertainment or work with you. You can listen to a podcast, watch a movie on your laptop, read a book, or do some work. Just keep your mind occupied so you won’t have to worry about being 20,000 feet in the air.

Remind Yourself of the Facts: You are a pragmatic person, right? Just consider the following: you have a one in three million chance of dying in the air. Let that set in for a minute. You could fly every day, and you wouldn’t fly three million flights in one hundred lifetimes. Although flying can be scary, you should know the statistics say that flying is very safe. Remind yourself of that if you begin to panic.

Don’t Get Hammered or Take in Other Substances: There’s a reason why there are bars in every airport. People drink to take the edge off. Yes, drinking can help in the short-term, but it could make you feel sick, which you don’t want to feel in the air. In addition to that, if you’re drunk and land, you might have trouble finding your bags and your ride. Coffee and nicotine increase anxiety so Hussain al Nowais would encourage you to avoid them if you can. Opt for water, decaffeinated tea, or juice to stay hydrated.

If you have ever had an issue trying to find airfare that didn’t cause you to take out a second mortgage, Hussain al Nowias understands exactly what you’re going through. Even if you are very adamant about find the best possible price, sometimes it does depend a lot on luck. However, there are things you can do to help yourself. You have to check out a bunch of different sites, change the dates, and check often to find the perfect price for your airfare. As someone who is always looking to find cheap airfare, Hussain al Nowais has said you should try the following tips to save big.

Buy Early or Try Buying Late: Most travel experts would tell you that you should book your ticket as early as possible so you can get a better price. This is generally true and you should try to book your ticket around six weeks out. However, if you are thinking about a last minute trip, it is often possible to find cheaper tickets. You see, if a flight can fill a flight, it is just losing money, so it may offer cheaper tickets to at least make some money on the flight. Hussain al Nowais encourages you to look up various last minute booking sites to find a deal.

Consider being Flexible: For some people this might be impossible. But if you can take a flight from an airport a little further away or can extend your trip by a day or two to save a lot of dough, you should consider doing that. Often, just by changing the date by a day or choosing a different airport, you might be able to save hundreds.

Take Advantage of Different Promotions: If you love to travel, Hussain al Nowais would absolutely encourage you to join a frequent fliers program or get a credit cards that offers air miles as a reward for using the card. You’d be amazed by how quickly the miles can add up. However, redeeming flier miles can be a little complicated, so read reviews to find programs that actually work.

Did you have leftover vacation days this year that you didn’t use. Hussain al Nowais says you should make 2018 the year you use all of your vacation days. While you might be tempted to forgo taking your vacation days so you can focus on work, this is really actually a bad idea.

Hussain al Nowais always tries to take one vacation every year just so he can decompress and refocus. If you are considering whether or not to take a vacation this year, here are a few reasons why you should:

You Will Have a Chance to Experience Something New: If you spend all of your time doing the same things, you will never experience anything new. Travel broadens your horizons and allows you to meet new people, see new sights, and eat new foods. It will make you a better and more rounded person.

You Will Get a Chance to Relax: Hussain al Nowais doesn’t have to tell you that being stressed is not good for your health. When was the last time you were angry or anguished? How did you feel? Did you feel weak or out of breath? Those are not signs of good health.  Chronic stress increases your risk of having all kinds of horrible conditions. You are more likely to die if you are constantly stressed. Hussain al Nowais says you should take a vacation for your health.

You Will Do a Better Job at Work: Want to know another reason why you should take a vacation and use your time? You will actually do a better job at work. When you are overworked, your performance struggles. Have you ever tried cramming for an exam or working an all-nighter before? Chances are as the hours went by, the work got worse. This is no accident. When you relax on a vacation, you’ll come back to work with your batteries recharged and ready to work.

You Will Make Lasting Memories: Do you remember the last big purchase you made? Probably not. That one amazing vacation to the Caribbean though? That you probably remember. The science points to the fact that people value memories over things. By going on vacation, you’ll be happier and create new memories you can cherish.

The Khalifa Fund for Enterprise Development (KFED) recently launched a program to provide financial support to families of the martyrs. The program, called Awnak, provides a variety of services and facilities to martyrs’ families and enables them to find viable sources of income. Through this program, the KFED and leadership of the UAE will provide the families of martyrs with the care they need to live a dignified life.

KFEP Chairman Hussain al Nowais said the program is part of the Fund’s efforts to thank and return the favor for the men who sacrificed their lives for their country. The program will allow the children and families of the martyrs to have a sustainable source of income, as well as contribute to the development seen by the UAE.

Awnak provides many financial facilities and services, and applicants are exempt from the payments that are included in other programs that the KFEP offers. Beneficiaries are excused from paying bank fees, and instead they will be fully handled by the fund. Additionally, they are not responsible for the fees paid for training and consultation sessions, such as training in accounting and budget preparation.

According to Hussain al Nowais, the Khalifa Fund will support the program’s beneficiaries throughout the process of financing and until the project is launched.

About the Khalifa Fund for Enterprise Development (KFED)

Launched on June 3, 2007, the Khalifa Fund for Enterprise Development aims to develop local enterprises and create a new generation of Emirati entrepreneurs through inspiring and enriching the culture of investment among young people in the UAE. The Fund also supports and develops small- to medium-sized investments in the UAE and provides comprehensive programs to satisfy the needs and requirements of investors interested in establishing or expanding investments. Additionally, the KFEP has formed a system of support services for entrepreneurs, such as training, development, and data and consulting services, along with several marketing-focused initiatives.